Student finance…. On more than one occasion the phrase “couldn’t organise a piss up in a brewery comes to mind” Especially dealing with GEM..
How much do you get?
Okay lets break this down into Fee’s and maintenance loan
For the GEM (graduate entry medicine) fee’s are £9,000, this is what happens
Year 1: YOU PAY £3,465
Student Finance £5,535
Year 2-4: NHS pays £3,465
SF pays £5,535
Altogether: YOU pay out of YOUR own pocket: £3,465
For a graduate on a normal 5 year course
Years 1-4: You pay £9,000/year so all together £36,000
Year 5: NHS pays £9,000
Altogether YOU pay £36,000!!!
I only know of London so this is what I can tell you for GEM
£5000 is NOT income assessed you get this regardless
£4000 IS income assessed either on your parents, spouse or your own income
Total you can get is £9,000
Because GEM is a LONG course I.e. over 31 weeks you get more loan. For the 5 year courses you WILL get less!
THERE ARE NO GRANTS! – no matter if you are on the GEM or the normal course
Here is my guide to dealing with student finance…
1. APPLY EARLY!!! IF you have interviews and even an offer apply as soon as you can! Mine took 3 months start to finish to do and I applied in February, after May they get VERY busy and I know many people who get stuck in horrible situations
2. USE THE PAPER APPLICATION… It makes life so much easier… You will need to use this link Here
Print it off (I think 3 tree’s died in this process) and fill it in with all the information and send it off via post. It will appear online soon. It will say £0 allowed.
3. Get on the phone…
You need to ring student finance and ask for your application to be reassessed by the ‘tier 2 Graduate entry medicine team’ You will probably need to tell them this a few times.
Make sure to ask for a call back off the team and ask for a time frame…
5. Keep phoning them, if you don;t hear anything after a month ring them and keep checking!